BEFORE ENTERING THIS WEBSITE, PLEASE READ CAREFULLY THE FOLLOWING IMPORTANT TERMS AND CONDITIONS THAT GOVERN YOUR ACCESS TO, AND USE OF, THIS WEBSITE AND ACKNOWLEDGE YOUR AGREEMENT OF THEM.
1. Access to and use of the Website
1.1. By clicking I agree on the link below, you represent and warrant that you accept (and are authorised to accept) these terms and conditions (the Terms and Conditions) on behalf of yourself and on behalf of the institution which you represent and by which you are engaged (the Institution) in relation to the contents of this website and any other website to which links are provided herein (together, the Website) to which you will have access without modification. References to the words you or your refer to both you and the Institution. If you do not agree to be bound by the Terms and Conditions in their entirety, please click the I decline button below and you will not be permitted to access the Website. For the purposes of the Terms and Conditions, Aldermore means Aldermore Bank PLC and its associated undertakings from time to time.
You acknowledge that any information contained on the Website (the Information) may be used by you solely for the purpose of evaluating, and/or monitoring the performance of, certain investment or research related matters in respect of one or more asset-backed securities involving underlying assets originated and/or securitised (in whole or in part) by any member of Aldermore (the Permitted Purpose). You are restricted from accessing or using the Information for any other purpose. You agree to notify Aldermore immediately if you become aware of any unauthorised use of the Website.
1.2. By clicking I agree on the link below:
(a) you agree to treat the Confidential Information (as defined below) as private and confidential and to ensure that the Confidential Information is protected with at least the effective security measures and the degree of care, in each case, that would apply to your own confidential information. Other than as required by any applicable law or regulation, you agree not to disclose to any person any Confidential Information, without the prior written consent of Aldermore. You agree not to disclose your user ID and password (which shall be provided by a third party to allow you to access certain elements of the Website) to any other person including any person within the Institution;
(b) if you become aware that the Confidential Information has been disclosed, then you agree to promptly notify Aldermore and to cooperate with and assist Aldermore in protecting the confidential nature of the Confidential Information and to provide Aldermore with all reasonable assistance in connection with any proceedings commenced by or against Aldermore with respect to any such breach of the Terms and Conditions (including in enforcing any rights that you or Aldermore may have against the discloser or recipient of the Confidential Information);
(c) to the extent that you are required to make any disclosure of the Confidential Information pursuant to any applicable law or regulation, you agree to (to the greatest extent permitted by law and by using your best endeavours) notify Aldermore before doing so, to provide Aldermore with copies of the information you are so required to disclose and to cooperate with and assist Aldermore in protecting the confidentiality of the Confidential Information as Aldermore may reasonably require;
(d) you agree not to use the Confidential Information to seek to identify any individual borrower or any person relating to the Confidential Information and to comply with the data protection and privacy rights of person; and
(e) you will not make any copy of all or any part of the Confidential Information except where strictly necessary in connection with the Permitted Purpose; and
you acknowledge and agree that neither Aldermore, nor any person who controls it, nor any affiliate, director, officer, employee or agent of it, nor any affiliate of any such person, has or accepts any liability arising out of or in connection with the use of the Information set forth on this Website.
For the purposes of the Terms and Conditions, the term Confidential Information means: (i) any Loan Level Data contained on the Website; (ii) any investor report in relation to the assets backing issued securities, (iii) any user ID or password provided to you to access the Website or any part thereof and (iv) any other information detailed and published on the Website. For the purposes hereof, Loan Level Data means any information relating to a mortgage or other loan detailed on the Website.
1.3. The Information is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation (securities or otherwise) and is provided on the basis of your acceptance of the Terms and Conditions. You may not use the Information in a manner that may violate any securities laws, including, without limitation, in connection with any trading of any securities described or referred to in such Information. No Information is, or is to be construed as an offer of or invitation to subscribe for, underwrite or purchase securities in any jurisdiction in which such offer or invitation is or may be prohibited, restricted or subject to any requirement for filing, authorisation, license or consent.
1.4. By accessing the Website, you confirm that (A) (i) you are not a U.S. person (as that term is defined in Regulation S under the United States Securities Act of 1933, as amended (the Securities Act)) and not located in the United States; (ii) you are not a person to whom the communication of the Information is otherwise restricted; and (iii) you are not acting for the benefit of any such person listed in (i) or (ii) above; or (B) if you are located in the United Kingdom, (i) you are a person who has professional experience in matters relating to investments falling within the definition of “investment professional” as defined under Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005, as amended (the Order), a person who falls within Article 49(2)(a) to (d) of the Order being a high net worth entity or otherwise a person to whom the Information may otherwise lawfully be distributed, including subject to the restrictions set out herein (all such persons together being referred to as relevant persons). The Information may only be communicated to persons in the United Kingdom in circumstances where section 21(1) of the Financial Services and Markets Act 2000 (FSMA) does not apply to Aldermore.
1.5. Nothing on the Website constitutes an offer to sell or the solicitation of an offer to buy the securities of any issuer referred to in the Information (the Securities). The Securities have not been, and will not be, registered under the Securities Act or the securities laws of any state of the United States or any jurisdiction, and the securities may not be offered or sold in the United States or to, or for the account or the benefit of, U.S. persons (within the meaning of Regulation S under the Securities Act) unless an exemption from the registration requirements of the Securities Act is available and in accordance with all applicable securities laws of any state of the United States. The Information may not be forwarded or distributed by, or on behalf of, you to any other person and may not be reproduced by, or on behalf of, you in any manner whatsoever, and in particular, may not be forwarded by, or on behalf of, you to any U.S. person or to any U.S. address. Any forwarding, distribution or reproduction by, or on behalf of, you of any Information in whole or in part is unauthorised. Failure to comply with the Terms and Conditions may result in a violation of the Securities Act or the applicable laws of other jurisdictions.
1.6. You confirm that you will comply with all applicable laws and obligations in force in any jurisdiction which is applicable to you, at any time in relation to the Information and you will obtain any consent, approval or permission required for such purposes under such laws or regulations. By accessing the Website, you confirm that the Information may be lawfully accessed by you in accordance with the laws and regulations of the applicable jurisdictions.
1.7. You agree that you will only retain the Confidential Information for so long as it is required and once no longer required for the Permitted Purpose you will promptly destroy or erase (to the extent technically possible) all Confidential Information and all copies thereof, including from any computer, word processor, disc, mobile telecommunications device or similar device into which it was programmed; provided however that you may retain sufficient copies of the Confidential Information to the extent contained in your computer records or files that form part of an automatic electronic archiving or back-up system which is not retrievable as part of your day-to-day business. No Information may be used for any other purpose without the prior written consent of Aldermore.
1.8 You acknowledge that nothing in the Terms and Conditions conveys any interest of a proprietary nature in the Information to you.
2. Acknowledgements and disclaimers
In addition to the matters set out above, you acknowledge and agree to the following:
(a) No duty to update or correct Information. Certain Information may be historical in nature and, in general, Information is only current as of its applicable or stated date. There shall be no obligation on Aldermore to update any such Information. Aldermore does not give any warranties, undertakings or representations that any documents or any other information contained on the Website is accurate, current or complete. You should therefore be aware that the Information may be out of date and that Aldermore may remove or make changes to the materials available on this Website at any time.
(b) Information may change. Further information may be added to the Website and/or changes may be made to the Information at any time. In general, the Information should be read and construed as a whole as updated from time to time. Aldermore does not give any warranties, undertakings or representations that any documents or any other information contained on the Website is accurate, current or complete. You should therefore be aware that the Information may be out of date and that Aldermore may remove or make changes to the materials available on this Website at any time.
(c) Information may not be sufficient. If Article 122a of the EU Directive 2006/48/EC (the CRD) applies to any transaction you are required to independently assess and determine the sufficiency of any Information for the purposes of complying with Article 122a and any implementing rules of the CRD and any analogous regulatory requirements in any relevant jurisdiction.
(d) No advice given. The Website (including any Information) does not provide, or purport to provide, any financial, investment, tax, accounting, regulatory or legal advice or recommendation. No audit has been conducted in respect of any Information including, without limitation, Loan Level Data and Investor Reports.
(e) Third party information and opinions. Any information, representation or warranty on the Website prepared by or sourced from a party other than Aldermore (including, without limitation, any links to other websites) does not imply any endorsement or responsibility by Aldermore for the information therein, or any representation regarding any such information.
3. Limitation of liability and remedies
3.1. Aldermore does not accept any liability or responsibility for, and makes no representations or warranties in relation to, the adequacy, accuracy or completeness of the Information or for your use of any such Information. In addition, Aldermore has no duty or obligation to you in respect of such Information (including as to verifying or correcting any Information).
3.2. Aldermore will not under any circumstances be liable to you or to any third party, regardless of the form of action, for any lost profits or lost opportunity, or any indirect, special, consequential, incidental or punitive damages whatsoever, even if Aldermore has been advised of the possibility of such damages.
3.3. Aldermore does not act as an adviser to, or owe any fiduciary duty to any person accessing this Website. Neither Aldermore nor any of its affiliates, agents or representatives makes any representation regarding the possible legal, regulatory, accounting or tax consequences of an investment in the Securities described on this Website. Any person accessing this Website should make its own independent evaluation of the transactions described, the risks involved, and the relevance and adequacy of the Information and should make such other investigations as it deems necessary. Investors should also consult their own legal, tax, and other advisers, in order to make any investment decision. The Information is not tailored for any particular investor and does not constitute individual investment advice. Any person accessing Information should also be aware that such Information may contain additional disclaimers or limitations on liability. No Information made available on this Website purports to be nor constitutes financial, investment, tax, accounting or legal advice. Nor should any such information be considered a recommendation of Securities by Aldermore.
4. Rights of third parties
4.1. No person may enforce any of the terms of the Terms and Conditions under the Contract (Rights of Third Parties) Act 1999.
4.2. The Terms and Conditions may be varied or terminated by Aldermore only. Notwithstanding any other term of the Terms and Conditions, the consent of any third party is not required for any variation or termination of the Terms and Conditions by Aldermore.
5. Governing law and jurisdiction
5.1. The Terms and Conditions and any non-contractual obligations arising out of or in connection with the Terms and Conditions will be governed by, and construed in accordance with, the laws of England and Wales.
5.2. The English courts will have jurisdiction to settle any disputes which may arise in connection with the Terms and Conditions or any non-contractual obligations arising out of or in connection with the Terms and Conditions.
Click ‘Continue’ below if you acknowledge and agree to the Terms and Conditions and agree to proceed on the basis of the Terms and Conditions.