Debt investors

TERMS AND CONDITIONS OF ACCESS TO THE WEBSITE

BEFORE ENTERING THIS WEBSITE, PLEASE READ CAREFULLY THE FOLLOWING IMPORTANT TERMS AND CONDITIONS THAT GOVERN YOUR ACCESS TO, AND USE OF, THIS WEBSITE AND ACKNOWLEDGE YOUR AGREEMENT OF THEM.

  1. Access to and use of the Website

1.1. By clicking I agree on the link below, you represent and warrant that you accept (and are authorised to accept) these terms and conditions (the Terms and Conditions) on behalf of yourself and on behalf of the institution which you represent and by which you are engaged (the Institution) in relation to the contents of this website and any other website to which links are provided herein (together, the Website) to which you will have access without modification. References to the words you or your refer to both you and the Institution. If you do not agree to be bound by the Terms and Conditions in their entirety, please click the I decline button below and you will not be permitted to access the Website. For the purposes of the Terms and Conditions, Aldermore means Aldermore Group PLC and its associated undertakings from time to time.

You acknowledge that any information contained on the Website (the Information) is provided by Aldermore for information purposes only, and not in connection with any offer or sale of securities. You agree to notify Aldermore immediately if you become aware of any unauthorised use of the Website.

1.2. The Information is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation (securities or otherwise) and is provided on the basis of your acceptance of the Terms and Conditions.  You may not use the Information in a manner that may violate any securities laws, including, without limitation, in connection with any trading of any securities described or referred to in such Information.  No Information is, or is to be construed as an offer of or invitation to subscribe for, underwrite or purchase securities in any jurisdiction in which such offer or invitation is or may be prohibited, restricted or subject to any requirement for filing, authorisation, license or consent.

1.3. By accessing the Website, you confirm that (A) (i) you are not a U.S. person (as that term is defined in Regulation S under the United States Securities Act of 1933, as amended (the Securities Act)) and not located in the United States; (ii) you are not a person to whom the communication of the Information is otherwise restricted; and (iii) you are not acting for the benefit of any such person listed in (i) or (ii) above; or (B) if you are located in the United Kingdom, (i) you are a person who has professional experience in matters relating to investments falling within the definition of “investment professional” as defined under Article 19(5) of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005, as amended (the Order), a person who falls within Article 49(2)(a) to (d) of the Order being a high net worth entity or otherwise a person to whom the Information may otherwise lawfully be distributed, including subject to the restrictions set out herein (all such persons together being referred to as relevant persons). The Information may only be communicated to persons in the United Kingdom in circumstances where section 21(1) of the Financial Services and Markets Act 2000 (FSMA) does not apply to Aldermore.

1.4. Nothing on the Website constitutes an offer to sell or the solicitation of an offer to buy any securities of Aldermore referred to in the Information (the Securities).  The Securities have not been, and will not be, registered under the Securities Act or the securities laws of any state of the United States or any jurisdiction, and the securities may not be offered or sold in the United States or to, or for the account or the benefit of, U.S. persons (within the meaning of Regulation S under the Securities Act) unless an exemption from the registration requirements of the Securities Act is available and in accordance with all applicable securities laws of any state of the United States. The Information may not be forwarded or distributed by, or on behalf of, you to any other person and may not be reproduced by, or on behalf of, you in any manner whatsoever, and in particular, may not be forwarded by, or on behalf of, you to any U.S. person or to any U.S. address. Any forwarding, distribution or reproduction by, or on behalf of, you of any Information in whole or in part is unauthorised. Failure to comply with the Terms and Conditions may result in a violation of the Securities Act or the applicable laws of other jurisdictions.

1.5. You confirm that you will comply with all applicable laws and obligations in force in any jurisdiction which is applicable to you, at any time in relation to the Information and you will obtain any consent, approval or permission required for such purposes under such laws or regulations. By accessing the Website, you confirm that the Information may be lawfully accessed by you in accordance with the laws and regulations of the applicable jurisdictions.

  1. Acknowledgements and disclaimers

In addition to the matters set out above, you acknowledge and agree to the following:

(a) No duty to update or correct Information. Certain Information may be historical in nature and, in general, Information is only current as of its applicable or stated date. There shall be no obligation on Aldermore to update any such Information. Aldermore does not give any warranties, undertakings or representations that any documents or any other information contained on the Website is accurate, current or complete. You should therefore be aware that the Information may be out of date and that Aldermore may remove or make changes to the materials available on this Website at any time.

(b) Information may change. Further information may be added to the Website and/or changes may be made to the Information at any time.  In general, the Information should be read and construed as a whole as updated from time to time. Aldermore does not give any warranties, undertakings or representations that any documents or any other information contained on the Website is accurate, current or complete. You should therefore be aware that the Information may be out of date and that Aldermore may remove or make changes to the materials available on this Website at any time.

(c) No advice given. The Website (including any Information) does not provide, or purport to provide, any financial, investment, tax, accounting, regulatory or legal advice or recommendation. No audit has been conducted in respect of any of the Information.

(d) Third party information and opinions. Any information, representation or warranty on the Website prepared by or sourced from a party other than Aldermore (including, without limitation, any links to other websites) does not imply any endorsement or responsibility by Aldermore for the information therein, or any representation regarding any such information.

  1. Limitation of liability and remedies

3.1. Aldermore does not accept any liability or responsibility for, and makes no representations or warranties in relation to, the adequacy, accuracy or completeness of the Information or for your use of any such Information.  In addition, Aldermore has no duty or obligation to you in respect of such Information (including as to verifying or correcting any Information).

3.2. Aldermore will not under any circumstances be liable to you or to any third party, regardless of the form of action, for any lost profits or lost opportunity, or any indirect, special, consequential, incidental or punitive damages whatsoever, even if Aldermore has been advised of the possibility of such damages.

3.3. Aldermore does not act as an adviser to, or owe any fiduciary duty to any person accessing this Website. Neither Aldermore nor any of its affiliates, agents or representatives makes any representation regarding the possible legal, regulatory, accounting or tax consequences of an investment in the Securities described on this Website. Any person accessing this Website should make its own independent evaluation of the transactions described, the risks involved, and the relevance and adequacy of the Information and should make such other investigations as it deems necessary. Investors should also consult their own legal, tax, and other advisers, in order to make any investment decision. The Information is not tailored for any particular investor and does not constitute individual investment advice. Any person accessing Information should also be aware that such Information may contain additional disclaimers or limitations on liability. No Information made available on this Website purports to be nor constitutes financial, investment, tax, accounting or legal advice. Nor should any such information be considered a recommendation of Securities by Aldermore.

  1. Rights of third parties

4.1. No person may enforce any of the terms of the Terms and Conditions under the Contract (Rights of Third Parties) Act 1999.

4.2. The Terms and Conditions may be varied or terminated by Aldermore only. Notwithstanding any other term of the Terms and Conditions, the consent of any third party is not required for any variation or termination of the Terms and Conditions by Aldermore.

  1. Governing law and jurisdiction

5.1. The Terms and Conditions and any non-contractual obligations arising out of or in connection with the Terms and Conditions will be governed by, and construed in accordance with, the laws of England and Wales.

5.2. The English courts will have jurisdiction to settle any disputes which may arise in connection with the Terms and Conditions or any non-contractual obligations arising out of or in connection with the Terms and Conditions.

Click ‘Continue’ below if you acknowledge and agree to the Terms and Conditions and agree to proceed on the basis of the Terms