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Aldermore cuts rates across its range

Mortgages 3 min read 05/02/2025

Aldermore today announces rate reductions across its buy to let (BTL) and residential owner occupier ranges, both for new and existing customers.

The specialist lender has decided to further reduce rates ahead of the Bank of England’s base rate decision tomorrow. This follows Aldermore introducing a range of limited edition products since the turn of the year.

The following rates are available immediately:

 

For new customers

 

Residential owner occupiers

  • Up to 80% LTV, all 2 year and 5 year fixed rates reduced by 0.20% (rates from 5.24%)
  • Up to 80% LTV, all 3 year fixed rates reduced by 0.15% (rates from 5.64%)

BTL

Individual and company landlords with single residential investment properties

  • Up to 75% LTV, 2 year fixed rates reduced by 0.40% (rates from 4.69%)
  • Up to 75% LTV, 5 year fixed rates reduced by 0.30% (rates from 4.59%)
  • Up to 75% LTV, 5 year fixed limited editions reduced by 0.25% (rates from 4.74% with zero, 1.5% and 5% fee options)

Multi property for individual and company landlords with residential investment properties

  • Up to 75% LTV, 2 year fixed rates reduced by 0.40% (rates from 4.74%)
  • Up to 75% LTV, 5 year fixed rates reduced by 0.30% (rates from 4.54%)
  • Up to 75% LTV, 5 year fixed limited editions reduced by 0.25% (rates from 4.69% with zero, 1.5%, 5% and £1,999 fee options)

HMO (up to 6 bedrooms) and multi unit freehold (up to 4 units) including multi property

  • Up to 75% LTV, 2 year fixed rates reduced by 0.40% (rates from 4.94%)
  • Up to 75% LTV, 5 year fixed rates reduced by 0.30% (rates from 4.74%)

 

For existing customers

 

Residential owner occupier

  • Up to 80% LTV, all fixed rates reduced by up to 0.20% (rates from 5.44%)

BTL

Individual and company landlords with single residential investment properties

  • Up to 70% LTV, 2 year fixed limited editions reduced by 0.30% (rate of 6.19%)
  • Up to 85% LTV, 2 year fixed rates reduced by 0.40% (rates from 6.29%)
  • Up to 85% LTV, 5 year fixed rates reduced by 0.30% (rates from 5.99%)

HMO (up to 6 bedrooms) and multi unit freehold (up to 4 units) including multi property

  • Up to 80% LTV, 2 year fixed rates reduced by 0.40% (rates from 6.49%)
  • Up to 80% LTV, 5 year fixed rates reduced by 0.30% (rates from 6.19%)

Large HMO (7 bedrooms plus) and multi unit freehold (5 units plus) including multi property

  • Up to 80% LTV, 2 year fixed rates reduced by 0.40% (rates from 7.89%)
  • Up to 80% LTV, 5 year fixed rates reduced by 0.30% (rates from 7.69%)

Jon Cooper, director of mortgages at Aldermore, comments:

“My message to brokers is simple; don’t wait and act now to secure lower rates for your clients. Aldermore also offers industry-leading low fees, with real experts on hand to offer intelligent solutions. We have compelling deals ready for you, whether your client is a landlord, a first time buyer or someone moving home, so give us a call today.”

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For further information, journalists can contact our PR Team.

For further information about Aldermore, please review our Notes to Editors page.