Aldermore cuts rates and reintroduces 95% LTV mortgages

Aldermore today announces several changes to its range of mortgages.

The specialist lender is reducing rates across its owner occupier products for both new business and retention, as well as reintroducing 95% LTV mortgages in a major boost for first time buyers (FTBs).

For new customers

Residential owner occupiers

Reintroduction of 95% LTV mortgages for first time buyers (rates from 7.49%)
Up to 75% LTV, all fixed rates reduced by 0.10% (rates from 5.54%)
Up to 80% LTV, all fixed rates reduced by up to 0.20% (rates from 5.79%)
2 year and 3 year fixed rates with a discounted reversion rate (AMR* -1.00%) up to 80% LTV now available for levels 1, 2 & 3

For existing customers

BTL

Individual and company landlords with single residential investment properties

New 2 year fixed limited edition (rates from 6.49%), up to 70% LTV with no product fee

Residential owner occupier

Up to 75% LTV, all fixed rates reduced by 0.10% (rates from 5.74%)
Up to 80% LTV, all fixed rates reduced by up to 0.20% (rates from (5.99%)

Jon Cooper, director of mortgages at Aldermore, comments:

“We’re pleased to begin the year with a bang by cutting rates and introducing new products. We want brokers and their clients to know that Aldermore has a wide range of lending options available, catered to their individual needs.

“We’re especially pleased to relaunch into the 95% LTV market, offering compelling options for first time buyers as they seek to get onto the property ladder for the first time in 2025.”

Notes to editors

*AMR is a variable rate set by Aldermore.

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