No, the interest rate is fixed and will not change for the term.

We guarantee to pay the interest rates shown provided a deposit is paid into the account within 14 calendar days of the account being opened. If the interest rates have increased by the time the first deposit is received, you’ll automatically receive the higher rate.

These are only examples and do not take into account your individual circumstances.
The examples assume that no further deposits or withdrawals are made and that interest earned is paid to this account at maturity.

• To open an account you need to be aged 18 years or over, resident in the UK and only tax resident in the UK. Our accounts cannot be held in trust or by US Persons (meaning US citizens, residents, green card holders or taxpayers in respect of their worldwide income)
• This account can be held in one name only
• You can open and manage your account online. We will accept instructions in relation to the account through our Internet Banking Service
• The minimum deposit required to open this account is £1,000
• The maximum deposit for this account is the 2025/2026 ISA allowance of £20,000. You’re also able to transfer part or all of your ISA funds from previous tax years into a new Cash ISA with Aldermore, which won’t count towards the current year’s allowance. Please be aware, your ISA allowance per tax year is subject to HM Revenues & Customs rules
• You have 14 calendar days from account opening to make as many deposits as you like. After this period no further deposits are permitted

• Yes, you can withdraw money from this tax year or previous tax years if you need to, subject to a deduction of 90 days' interest. Your money can be returned to your nominated account, transferred to any other Personal Savings accounts you hold with us that allow deposits or transferred to another ISA provider
• Our Cash ISAs are flexible. You can replace money you’ve withdrawn without the replacement counting towards your annual ISA subscription limit, providing you replace the funds in the same tax year you withdraw them. You will need to open a new Cash ISA product at the interest rates available at the time, or you could pay the money into another Cash ISA product already held with us that allows additional deposits

• We will contact you at least 21 days before your account matures detailing your options and enabling you to give us your maturity instructions
• An additional reminder will be issued around 14 days prior to your account maturing
• If you do not advise us of your maturity instructions at least two days before the maturity date, we will automatically move your money into a 30 Day Notice Cash ISA

• Interest is paid gross without the deduction of income tax and doesn’t count towards your Personal Savings Allowance
• If you change your mind within 14 days of opening your account we will cancel your account without penalty or notice
• You can request to transfer in ISAs held with other providers at account opening stage only
• *AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year