
FSCS Protected
Deposits fully protected up to £85,000 per eligible person.
Deposits fully protected up to £85,000 per eligible person.
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All our cash ISAs accept transfers-in, so you can choose the right accounts to match your savings needs.
For more information on limited access savings accounts, take a look at our blog: What is a limited access savings account?
*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
*AER stands for annual equivalent rate and illustrates the interest rate if it was paid and compounded once each year.
With Aldermore limited access accounts, funds can be withdrawn whenever you choose, but your interest rate will decrease if you exceed the number of withdrawals for your account within the year.
This doesn’t apply to every single type of limited access savings account from every provider.
Other providers may pose restrictions around the amounts that can be withdrawn, they may impose a delay between when the withdrawal is ordered and when the money can be accessed, or they may require certain conditions to be met, such as stating the reason for the withdrawal before permitting it.
With Aldermore limited access accounts, funds can be withdrawn whenever you choose, but your interest rate will decrease if you exceed the number of withdrawals for your account within the year.
This doesn’t apply to every single type of limited access savings account from every provider.
Other providers may pose restrictions around the amounts that can be withdrawn, they may impose a delay between when the withdrawal is ordered and when the money can be accessed, or they may require certain conditions to be met, such as stating the reason for the withdrawal before permitting it.
Here’s a handy glossary to help explain the various savings acronyms and terms:
A limited access ISA (Reward ISA) is a type of cash ISA which has restrictions imposed on the number of times money can be withdrawn in a 12 month period before the interest rate decreases. These function similarly to accounts like our double access savings, but provide tax-free interest earnings.
Limited access savings accounts (like our double access savings account) are a form of personal savings account which can be withdrawn from a set number of times within a year before the interest rate drops.
For limited access accounts, a withdrawal counts as any funds that the account holder takes out of the account within a 12-month period. Withdrawal limits reset at the account’s anniversary.
With Aldermore, a reward ISA is a type of limited access ISA that rewards you for not exceeding the account’s withdrawal limits.
Limited access savings accounts have a variable interest rate, which means that the rate can go up or down throughout the year.
Our limited access savings accounts have two distinct balance requirements:
Please read the relevant summary box and Personal Savings Terms and Conditions before you open an account.
Please read the relevant summary box and Personal Savings Terms and Conditions before you open an account.
Click here and learn more about limited access savings accounts, including how they work, as well as the types available from Aldermore.
If you’re confident in saving money and keeping it saved, our reward ISAs might be the perfect fit for you. Discover the benefits of these accounts, here.
Curious about ISAs? Here, we give you the rundown on the different types of ISAs, how they work, and why they’re useful in building your savings.