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Why choose Aldermore?

  • Dedicated team of experts

    We provide you with field and office contacts, meaning you've got named support at the end of the phone when you need it.

  • Flexible finance

    We offer individually designed packages built for you, with fast completion of documentation and pay out.

  • Long term partnership

    We support you through the steps in your lending journey.

Our wholesale products

Block Discounting Receivables Finance Structured Finance Block Bridging

Block Discounting

With facility sizes ranging from £500k to £50m we help introducer partners grow their Asset Finance book as well as new lenders to establish their lending proposition. Our partners can raise funds against Hire Purchase, Lease and Loan agreements.

How it works

  • The process works by pledging ‘blocks’ of transactions to us and we release the funds at a discounted value, matching the life of the agreements.
  • With a ‘sweet spot’ sitting in the £5m and £20m range, we work with experienced lessors to provide ‘blocks’ of finance whilst they continue to manage the customer relationships.
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Receivables Finance

We work with established lessors through program agreements to help them overcome their exposure challenges with their customer base by helping to spread the credit risk.

How it works

  • Lessors introduce pre-credit cleared and own book deals to Aldermore on an individual or batch basis with flexible options from the lessor and customer point of view.
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Structured Finance

We work with experienced companies to provide structured finance over £1m secured against recognisable assets such as: vehicles, plant & machinery and receivables streams.

How it works

  • This finance can be for portfolio purchases with or without on-going new business facilities with replacement volume.

Block Bridging

We work with experienced bridging lenders to provide blocks of finance while they continue to manage the customer relationships. By releasing capital tied up in their bridging finance portfolio, our partners can grow their lending book, support more customers and broaden their offering.

How it works

  • Our partners can raise funds against future income from bridging finance contracts in place between them and their customers.
  • The process works by pledging ‘blocks’ of these agreements to us and we release the funds at a discounted value, matching the life of the agreements.
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T&Cs will apply, subject to status and affordability. Any asset used as security may be at risk if you do not repay any debt secured on it.