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DIP referrals - a lending decision will be made within 48 hours

Residential and Standard buy to let

  1. Decision in Principle refers

    • Working on any DIP that has been referred from:
    • 26th March

  2. Initial packaging review

    • This is where we check your case is fully packaged prior to sending to our underwriters. Working from:
    • 24th March

  3. Underwriting fully packaged cases

    • Working on your fully packaged applications that have been sent from the pre-application team from:
    • 24th March

  1. Additional document assessment

    • Working on all items post application from:
    • 20th March

  2. Review for final offer

    • It’s here that your case will wait for final offer sign off. Working on cases from:
    • 25th March

  3. Underwrite to offer

    • 21 days on average

If your case is within SLA, we ask that you please don’t call for an update. Our team can't provide any additional information on cases within SLA.

Specialist buy to let

  1. Decision in Principle refers

    • Working on any DIP that has been referred from:
    • 26th March

  2. Initial packaging review

    • This is where we check your case is fully packaged prior to sending to our underwriters. Working from:
    • 24th March

  3. Underwriting fully packaged cases

    • Working on your fully packaged applications that have been sent from the pre-application team from:
    • 24th March

  1. Additional document assessment

    • Working on all items post application from:
    • 20th March

  2. Review for final offer

    • It’s here that your case will wait for final offer sign off. Working on cases from:
    • 26th March

  3. Underwrite to offer

    • 22 days on average

If your case is within SLA, we ask that you please don’t call for an update. 

Download our packaging standards guide

Log in or Register to submit business

  • Residential mortgages broker portal

    For owner-occupied and individual buy to let applications. You can log in to our Residential Mortgages Broker Portal or register here.

  • Specialist buy to let mortgage portal

    For HMOs, limited companies, multi unit freehold and multi property applications. If you’ve already registered for our Commercial Mortgages Broker Portal, you can log in here.