This content is for intermediary use only. If you're a mortgage customer, please

click here.

Download our guides

Residential Lending Criteria

Person viewing property listings

New limited edition residential owner occupied rates available

Residential owner occupied limited edition 2 and 3 year fixed rates up to 80% LTV, with a 1% discount off AMR* reversion rate.

*AMR is a variable rate set by Aldermore.

Small business owner on laptop

Backing Britain's Contractors

Aldermore is giving you and your contractor clients more choice and flexibility, so they can access the mortgage they need.

Contractors in the UK are a pretty diverse bunch, from locum doctors to IT professionals and supply teachers, contractors work under many different structures and arrangements. This means their finances don’t always neatly fit into either a standard employed or self-employed underwriting approach. At Aldermore, we don’t believe this makes them unsuitable for a mortgage.


Log in or Register to submit business

  • Residential mortgages broker portal

    For owner-occupied and individual buy to let applications. You can log in to our Residential Mortgages Broker Portal or register here.


Product and Criteria Guides


Specialists in adverse credit

  • We'll consider your clients who have been on CCJs as long as they were recorded over 12 months ago.
  • We allow up to a maximum of 2 missed loan payments in the past 2 years, as long as none have been missed during the last 3 months.
  • We can consider your clients who are on debt management plans providing they have been satisfactorily maintained for 12 months or more.
  • If your client has more significant credit blips, we still may be able to help, with level 3 mortgages up to 80% LTV.
Moving boxes

IF YOUR CLIENT FAILS TO KEEP UP PAYMENTS ON THEIR MORTGAGE THEIR PROPERTY MAY BE REPOSSESSED.